Niyo Global

Are you tired of working from home? Well, does ‘work-from-hotel’ sound interesting? The COVID-19 pandemic has wholly altered how professional spaces function. With hybrid working modes, remote work, and more time-space flexibility, novel trends have emerged. As more and more employees are being drawn towards an accommodative working schedule, the phenomenon of workcation is on the rise. You should remember some important things before traveling on a workcation. Are you planning to dabble into the ‘ workcation ’  bandwagon? If yes, then some of our tips might come in handy. WHAT IS WORKCATION? Workcation  is the portmanteau for ‘work’ and ‘vacation.’ It is a type of holiday where people travel to a new destination and work from there for at least part of their stay. Unlike digital nomads, workations demand a certain luxury expected from a vacation. Simultaneously, it is equally important to accomplish something professional during the workcation. Studies show that more and mo...

The United States of America is a treasure trove of fascinating and unique experiences. From exotic beaches to fine dining at some of the world's most luxurious restaurants and shopping for luxurious high-end brands to exploring sprawling mountain ranges with forex cards , the glory of the USA is boundless and breathtaking. The incredible cities of the States have their forte and offer a range of encounters to tourists. If you are searching for the  best place to visit in the USA   in 2023, we have got you covered. Top Five American Cities Worth Travelling At Least In Your Lifetime New York City – Any blog enlisting the  best places to visit in the USA  is incomplete without the 'OG' Big Apple – that is, New York City. Even the experience of walking through the streets of NYC can invigorate one's soul and fill it with energy and excitement. Apart from the quintessential New York City experience, some of its top-tier attractions are Times Square, the Statue of Liber...

 There are many sprawling metropolitan cities worldwide, but only a select few can meet the standards set by New York City. Brimming with history, culture, art, vibrancy, and enthralling beauty, New York City, has etched its name in gold as the quintessential 'City of Dreams,' convincing people to even live in shoebox apartments and pay exorbitant rents using multi currency card all for the opportunity to get a slice of the 'New York' life. One of the most famous elements of the city has to be the skyline New York. What makes the New York City skyline so famous? Let us find out! WHY IS THE NEW YORK CITY SKYLINE SO FAMOUS? The skyline of New York boasts one of the most breathtaking views of the world's most famous buildings and spots, such as the Empire State Building, the East River, Central Park, and more. In addition, the New York City skyline is arguably the most photographed panorama in the world. It also makes regular appearances in renowned TV Shows and movie...

Vietnam is one of the world's most favored tourist destinations, with an international visitor count of 18 million in 2019. The country's chaotic metropolises, blissful islands, and sprawling landscapes offer a unique getaway to tourists unlike any other place in the world. You must remember some important things before traveling abroad , So if you are among the hundreds of thousands of people planning a trip to Vietnam, then we have got your back with our list of the best places to travel in Vietnam. Top Spots in Vietnam That Should Be on Every Travel Junky's List Da Lat – Alternately known as the 'City of Eternal Spring,' Da Lat is renowned for its wide variety of flowers and vegetables and innumerable natural sites. Da Lat is located amidst Southern Vietnam's Central Highlands, perched around a beautiful lake and a golf course and engulfed by stunning hills, lakes, forests, and waterfalls. Da Lat is a dreamy and poetic destination but highly underrated and a...

 The post-pandemic slump in leisure travel has extended quite a long time. As countries open their boundaries to tourists, you might also be contemplating a beach vacation soon. However, for many people, the pleasure of traveling is marred by the ensuing bills and expenses. But it is 2022, and with the world fast becoming a global village, both international and intranational travel need not be exorbitant. Our crisp and concise tips for budget travel in 2023 will undoubtedly, help you devise an excellent itinerary without burning a hole in your pocket. A Beginner’s Guide to Travel under a Budget in 2023      Be Vigilant about the Destination – Needless to say, some places are more expensive or reasonably priced than where you call home. So, the best tip for budget travel in 2023 is to research tourist destinations that are affordable and where you will not have to spend an arm and a leg while enjoying. It can be a place that is cheap and easy to get to, some region...

 New Year's Eve is knocking at our doors, and celebrations, togetherness, and jolly times are right around the corner. For many of us, New Year's Eve serves as the tiny window for a much-needed vacation after months of toil and drudgery. So, are you planning an upcoming trip and looking for the best place to celebrate New Year ? If yes, then we have got you covered. Top Three Cities with the Most Captivating New Year's Eve Celebrations New York City Any blog enlisting the best places to celebrate New Year's Eve is incomplete without the iconic New York City. Being home to the famous drop in Times Square, New Year's Eve celebrations of New York City are etched in gold in history and pop culture. The tradition began in 1907, and it continues to attract huge crowds. In addition, the vibrant and young environment of the city during New Year's Eve is unparalleled, to say the least. You can book a reservation in one of the hip pubs or restaurants overlooking Times Squ...

 Do you have an international trip planned in the near future? If yes, then your excitement must be shooting through the roof! After a two-year-long hiatus in international tourism, an overseas trip is bound to give anyone the ‘happy high!’ With the travel itinerary prepared, flight tickets and hotel rooms booked, and suitcases packed, do you feel you are still missing something? Well, in all honesty, an international trip is incomplete without a top-tier travel card. But, unfortunately, if you carry your usual Debit or Credit card abroad, you might be bombarded with pesky Forex card transaction charges . Well, what are they, and how can a travel card help? Let us find out! WHAT ARE FOREX CARD TRANSACTION CHARGES? In a layperson’s language, a Forex card transaction charge can be defined as a charge that your Credit or Debit card company adds onto transactions that process foreign currency or pass through foreign banks. The foreign transaction fee ranges from 3 percent to 5 percent ...

 Located in a long, narrow strip of land and squeezed between the East Sea and Laos, Cambodia, and China, Vietnam has a dizzying metropolis, blissful islands, and sprawling landscapes all packed into one. In recent times, the country has been able to etch its name in gold as a haven for tourists by embodying itself as a cauldron where disparate cultures are mixed to offer a unique experience to visitors. So if you have been planning a trip to Vietnam, then complementing your travel with a Forex card might be a great idea. TOP THREE MUST-VISIT TOURIST SPOTS IN VIETNAM Ho Chi Minh City – A fast-paced megalopolis with its Vietnamese twist, Ho Chi Minh is an absolute delight for big-city devotees who enjoy the high-street life. The city offers a wealth of history to visitors, and the War Remnants Museum is an essential stop. Likewise, the scrumptious food and the vibrant night light that ranges from beers on street corners to swanky cocktail lounges will leave you awestruck. Do not f...

The post-pandemic upturn in global tourism has brought with it new travel trends. A long-awaited pent-up demand in travel aspirations has ushered in novel tourism patterns, such as the rise of solo traveling and bleisure trips, increased popularity of eco-tourism, cashless tourism, and more. When it comes to solo traveling, Google trend data illustrates that solo travel has risen by a massive 761.15 percent since 2020.  Likewise, new research from MMGY shows that one out of four people contemplates traveling solo in the next six months. So, if you have been bemusing a solo vacation, do not forget to carry a  global card while travelling delivering access to zero forex markup. TOP THREE EXCELLENT PLACES TO FULFILL YOUR SOLO TRAVEL ASPIRATIONS IN 2022 Stockholm, Sweden – One of the safest and most sought-after tourist destinations in Europe, Stockholm is also a great place to start your solo tripping shenanigans. It is an effortless city to get around, whether exploring on foo...

 With so many visitors flying to Dubai annually, it is one of the busiest tourist hotspots. Dubai is one of the seven Emirates and an ideal symbol of luxury, relaxation, fun, and leisure. In addition, it serves as a much-needed getaway for working adults working throughout the year. So, is travelling to Dubai a part of your 'globetrotter' checklist? If yes, what better time to visit the City of Gold than the upcoming New Year's Eve? Therefore, if Dubai is on your travel cards this winter season, here are five unmissable things you must do in the city. TOP THREE THINGS THAT YOU MUST DO IN DUBAI FOR YOUR NEW YEAR'S HOLIDAY  New Year's Eve is one of Dubai's most important and celebratory events and has recently become a cult favorite among tourists from around the globe. In less than a decade's time, Dubai has its name as one of the best destinations for the Christmas holidays, and the number of people travelling to Dubai in the December-January months reaches...

The jitters of excitement for an upcoming international trip are understandable. The feeling of traversing through mesmerizing locations, delving into unique cultures, and indulging in the experience of a lifetime make every holiday memorable and endearing. However, besides all the packing, passport and visa requirements, flight and accommodation, and bookings, have you thought of how you will transact abroad? It might come as an unpleasant surprise, but Credit and Debit card transactions in overseas locations come with a  Forex card charge , which can increase the overall expenses of your trip. However, there are foolproof ways to dodge such charges. How? Let us find out. WHAT IS A FOREIGN TRANSACTION FEE? Simply put, foreign transaction fees, also known as foreign purchase transaction fees, are charges levied by your usual Debit or Debit card when used abroad. The foreign transaction fee typically ranges from 1 percent to 4 percent for each transaction. Thus, for example, if your...

 Credit card companies and banks impose various charges while travelling abroad such as foreign transaction fees on all purchases made in foreign nations. Costs range from one percent to five percent of the total purchase price, depending on the kind of card used and the issuing bank. Therefore you should never make assumptions about your card's terms and conditions, particularly fees. Payment networks such as Visa, Discover, Mastercard, and American Express may also charge international transaction fees. Card issuers cannot include this fee in card conditions, but if they don't, it will be added on top of whatever the issuer charges. What You Can Do to Avoid Any Charges while Travelling Abroad When you travel internationally, you have a few alternatives to avoid having to pay any additional costs because of using a foreign credit card. Credit cards with no international transaction fees are widely available, and some banks even waive the price for debit card cash withdrawals ...

 International travel can be exciting. You get to visit new places and experience their culture, people and food. You may use a travel card with a travel rewards program to accumulate points toward free or discounted travel expenses. They may even be able to get you complimentary stays at your preferred hotel or plane tickets. All the way up to free first-class upgrades, VIP airport lounge access, and free meals; these cards give you plenty of incentive to spend more. Here are some things to remember when you decide to use travel card , as well as the perks that may be most valuable to you in your quest to see distant places. Types of Travel Cards Whether you're looking for a general-purpose travel card, an airline travel card, or a hotel travel card, you can find perks tailored to your travel needs, like bonus miles or points that can be redeemed for free or discounted airfare or a room upgrade, as well as a lack of foreign transaction fees. Cards that provide travel rewards fall ...

 The United States, the United Kingdom, Australia, and Canada have all emerged as educational hubs with outstanding institutions, and as a result, an increasing number of students are wanting to study abroad. Graduate incomes often hover around $100,000, making studying abroad a very attractive option. However, it is common knowledge that studying in another country is not cheap. In addition, you will need to watch every cent if you don't have a strategy in place to manage your money. Having a little spare cash is preferable to be strapped for cash, right? Too many college students spend too much money and can't make ends meet, so they don't get the whole university experience. As a result, we've compiled a list of suggestions for keeping your finances in order while studying abroad. Let's jump right in! 1. License to Study One advantage of being a student is the abundance of opportunities to save money. If you're a student, you may save a lot of money simply by...

 Getting admitted to study at a university abroad is a huge step toward realising your goals of receiving a world-class education. The first step towards becoming a global citizen is taken. Managing your money when travelling is a must. Currency conversions, which currency to carry and how-cash/student forex card, how much to carry, how much it will cost to transfer money to your account, whether your bank account will work abroad, what will be the charges for the convenience, and so on are all issues that arise when using a global card to make purchases in a foreign currency. Currency card for international students When using a Niyo Global card, managing your banking requirements becomes as simple as using the Niyo Global app. You may receive interest on your savings in INR, making this the greatest travel card for Indian students available. It's a global debit card that may also earn you up to 5% annual interest on your funds. And the interest amount is credited to your account...